FIRST STEPS FOR HELP WITH - BUYING A HOME

FIRST STEPS FOR HELP WITH - BUYING A HOME

Metro Community Development provides help to obtain Down Payment Assistance for eligible buyers!

Your first step?  What programs are available?  Where do I start?  What do I do?

YOUR FIRST STEP: 

Contact Metro Community Development to register for a workshop. Our front desk staff will help you determine which workshop is beneficial to you. Call (810)767-4622 x 0 to speak with front desk staff.

  • Points of entry into the wonderful $$ grant opportunities are:
  •  
    1. Opportunity Knocks– Pre-purchase homebuyer training that is required for ALL down payment assistance programs
    2. Neighborhood Stabilization Program (NSP) Orientation- Provides information on NSP homes
    3. SmartMONEY – Financial training and help in projecting a realistic budget
    4. SmartOWNER – Planning and doing light maintenance for new homeowners (plumbing, electrical, roof/windows, landscaping, weatherization)

      • As we work with you to attain YOUR GOAL of homeownership and ASSET BUILDING, you will schedule an INDIVIDUAL APPOINTMENT to meet with a Counselor, to review your personal:

      1. Household Income and resources
      2. Household debt
      3. Personal and Household credit 
      4. Budget and Savings

      At this individual appointment, we work together to begin an WORK ACTION PLAN with a step by step list of actions that you will need to take to prepare for mortgage eligibility.  

      ACTIONS YOU SHOULD DO NOW… ….  As you are preparing to buy a home:

      1. Don't take out any new debt
      2. Pay your ordinary bills on time.
      3. Save a little out of every pay check.
      4. Get the FREE information from a HUD certified counseling agency, BEFORE you begin to look for houses or shop for a mortgage!!    
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